NJF Nidhi Loader

NJF Nidhi Limited is a Nidhi company incorporated under the Companies Act 2013 & regulated by Ministry of Corporate Affairs, Government of India. The main objective of company is to cultivate the habit of thrift and savings among its members & receiving deposits from, and lending to, members only, for their mutual benefit.

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Fixed Deposit

It's time to give your money a chance to grow. Invest in Fixed Deposit.
Fixed Deposits can help you to fulfill your dream of a financially-secure future for yourself and your family. You can earn a high interest for your hard-earned money and have peace of mind, by seeing your wealth accumulate at an amazing speed while being in the safe custody of one of the leading nidhis in India. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest rate and a choice of terms.

Tenure Interest Rate
1 Year 8% p.a.
2 Years 9% p.a.
3 Years 10% p.a.
4 Years 11% p.a.
5 Years 12% p.a.

Terms & Conditions:

  • It is mandatory to become a member in NJF Nidhi Limited to open a F.D. Account.
  • It is Mandatory to complete the KYC Norms.
  • Open an account with your choice of period from 1 Year to 5 Years.
  • Interest will be calculated on quarterly compound basis.
  • Interest amount is subject to TDS deductions as per existing income tax rules.
  • Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit.
  • Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
  • The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
  • Interest rates are subject to change at the sole discretion of the NJF Nidhi Limited.
  • NJF Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.

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