NJF Nidhi Loader

NJF Nidhi Limited is a Nidhi company incorporated under the Companies Act 2013 & regulated by Ministry of Corporate Affairs, Government of India. The main objective of company is to cultivate the habit of thrift and savings among its members & receiving deposits from, and lending to, members only, for their mutual benefit.

contact info

social networks

Savings Account

Earn interest on your savings, open a Savings Account today & Start Savings.
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at NJF Nidhi Limited and transform the way you manage your money. Our Savings Account accommodates exclusive benefits and competitive rates to help you to grow your fund. Start earning up to 5.50%* p.a. on your money instantly with us.

Average Monthly Balance Interest Rate
Less than Rs.10000/- 4% p.a.
Rs.10000/- and above 5% p.a.

Terms & Conditions:

  • It is mandatory to become a member in NJF Nidhi Limited to open a Savings Account.
  • It is Mandatory to complete the KYC Norms.
  • Savings Account is of continuing nature. There is no maximum period.
  • Loan will not be provided against the balance kept in Savings Account.
  • Interest amount is subject to TDS deductions as per existing income tax rules.
  • Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
  • Interest rates are subject to change at the sole discretion of the NJF Nidhi Limited.
  • NJF Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.

Need help? Let's Get in Touch.